Our Mission

Church Extension Fund is a ministry of partnering Christians to make resources available for members and churches of the Michigan District in carrying forward the Great Commission.

Connecting Generations in a Christian Legacy

The Michigan District Church Extension Fund enjoys a rich tradition of consistent growth that now spans four generations of Lutherans. Church Extension Fund (CEF) is a ministry – a community of Lutheran investors – that serves as the primary source of capital funding for Lutheran churches and schools in Michigan. CEF provides affordable, low-interest loans for buying, building, expanding, renovating and equipping churches and schools for the preaching and teaching of God’s Word.

Beyond this important work, Church Extension Fund provides its investors with competitive investment options through a host of financial investment products. When you put your funds into CEF, you can take satisfaction in knowing that you are investing in not only your family’s future, but also in the future of the Lutheran Church in the Michigan District.

We invite you to explore further and discover how CEF can help you reach your savings goals. Together, with our investments and God’s grace, we may sustain this vital connection and assure the legacy for generations to come.

Total Loans
Current Projects


Interest Rates
Sep 01, 2016

Q: What affect does a Federal Interest Rate hike have on rates at Church Extension Fund?

Savers have endured historically low interest rates for the past several years (as if you needed reminding),

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Five Reasons to Die Without a Will
Aug 01, 2016

There must be powerful reasons to avoid a Will, because so many people die without one.  Just in case you happen to be one of the six out of 10 who will depart without a Will, here are five reasons to confirm your position.  You can use these to help you sleep at night.

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