Our Mission

Church Extension Fund is a ministry of partnering Christians to make resources available for members and churches of the Michigan District in carrying forward the Great Commission.

Connecting Generations in a Christian Legacy

The Michigan District Church Extension Fund enjoys a rich tradition of consistent growth that now spans four generations of Lutherans. Church Extension Fund (CEF) is a ministry – a community of Lutheran investors – that serves as the primary source of capital funding for Lutheran churches and schools in Michigan. CEF provides affordable, low-interest loans for buying, building, expanding, renovating and equipping churches and schools for the preaching and teaching of God’s Word.

Beyond this important work, Church Extension Fund provides its investors with competitive investment options through a host of financial investment products. When you put your funds into CEF, you can take satisfaction in knowing that you are investing in not only your family’s future, but also in the future of the Lutheran Church in the Michigan District.

We invite you to explore further and discover how CEF can help you reach your savings goals. Together, with our investments and God’s grace, we may sustain this vital connection and assure the legacy for generations to come.

Total Loans
Current Projects


What is Your Story?
Jun 01, 2016

What is Your Story?


Recently I spent some time visiting the National World War II Museum in New Orleans, LA.  As you enter, you are given a dog tag representing a veteran that you follow during your journey through the museum.  At various points you get to hear their story in their own words.  You can also hear the stories of many other servicemen and women throughout the war.  It made the entire experience much more personal and engaging.

see more
Saving for College
Apr 01, 2016

Q. We have been hearing a lot about saving for college for our children and the Michigan College savings plan. Does Church Extension Fund offer a College Savings Plan?

A. Church Extension Fund has been helping families save for future education expenses for many years and saving for higher education has never been more important than now. 

see more